DOMICOOP · Dominion Co-operative
Born to Dominate.
Dominion Co-operative is a thrift & credit society — members, contributions, loans and dividends, kept in balance and on the record.
- Membersenrolment & standing
- Contributionsmonthly savings
- Loanscredit & disbursement
- Dividendsannual surplus
Communal saving with a paper trail — every contribution, loan and dividend, posted and kept.
How it works
Join, contribute, grow — in that order.
Join
Become a member of Dominion Co-operative, get your member number, and set your monthly contribution — all from the app.
Contribute
Pay your contributions securely each month. Every payment is receipted and posted straight to your passbook.
Grow
Build your standing, apply for a loan when you need one, and share in the society's annual dividend.
The four pillars
The product's spine — kept in balance.
Everything a thrift & credit society does runs through four ledgers. Dominion Co-operative keeps each one honest and legible.
enrolment & standing
Members
Every member joins with a number — DOMICOOP-0001 onward — and a standing that reflects their contributions, loans and dividends at a glance.
- Guided enrolment with a unique member number
- A clear picture of standing and history
- Passbook you can carry in your pocket
- Guided enrolmentwith a unique member number
- A clearpicture of standing and history
- Passbook youcan carry in your pocket
monthly savings
Contributions
Set your monthly contribution and pay it in a tap. Every naira is receipted and posted to the ledger — no more chasing a paper trail.
- Pay contributions securely via Paystack
- Automatic receipts, posted to your passbook
- Statements you and your treasurer both trust
- Pay contributionssecurely via Paystack
- Automatic receipts,posted to your passbook
- Statements youand your treasurer both trust
credit & disbursement
Loans
Apply for a loan against your standing, track the approval, and receive disbursement — with every repayment reflected on the ledger in real time.
- Apply for a loan in minutes
- Transparent approval and disbursement
- Repayments tracked against your balance
- Apply fora loan in minutes
- Transparent approvaland disbursement
- Repayments trackedagainst your balance
annual surplus
Dividends
When the society declares its annual surplus, your share is calculated from your standing and posted to your account — the reward for steady saving.
- Annual dividend calculated from your standing
- Declared and posted transparently
- A record of every payout you have received
- Annual dividendcalculated from your standing
- Declared andposted transparently
- A recordof every payout you have received
Security & trust
Built to be trusted with the ledger.
A cooperative runs on trust. We treat your records — and your members' — with the safeguards that trust deserves.
How we keep it safeEncrypted in transit
Every request travels over TLS. Your data moves between your phone and the ledger sealed.
Hashed passwords
We never store your password in the clear — only a salted hash you alone can unlock.
Role-based admin access
Treasurers and administrators see only what their role permits. No shared master logins.
We don't sell your data
Your membership and financial records are yours. We don't sell them — read exactly what we keep.
Membership
A seat at a society that saves together.
Dominion Co-operative is open to members who are ready to save steadily and share in the discipline of a common purse. Here is what your membership holds.
- Your own member number and passbook
- Monthly savings, receipted and posted
- Loans against your standing when you need them
- A share in the society's annual dividend
Become a member of Dominion Co-operative
Join a society that keeps an honest ledger — start contributing, build your standing, and share in the annual dividend.
Become a memberFor years our contributions lived in a paper book. Now every member can see their standing, and the ledger balances itself. It changed how the society trusts its treasurer.
DOMICOOP-0001
Every member, numbered from day one
₦, to the kobo
Contributions receipted and posted
4 ledgers
Members · Contributions · Loans · Dividends
FAQ
Questions, answered plainly.
Contributions are paid securely in-app through Paystack, our payments partner. Every payment is receipted instantly and posted to your passbook, so your balance is always up to date.
Payments are handled by Paystack, a PCI-DSS compliant processor — DOMICOOP never stores your card details. Your data is encrypted in transit, passwords are hashed, and admin access is role-based. We do not sell your data.
Membership is open to savers who are of age and ready to contribute monthly, in line with the society's bye-laws. Apply through the membership form, and once you're approved you'll receive your member number and can begin contributing right away.
The DOMICOOP app is free for members of Dominion Co-operative. There is no charge to download it or to track your contributions, loans and dividends.
Both are anchored to your standing — the record of your contributions over time. Loan eligibility and your annual dividend share are calculated transparently from that ledger, and every posting is visible to you.
Your contributions are yours. If you leave the society, your standing is reconciled and paid out in line with Dominion Co-operative's bye-laws. Your full history stays on record until then.
Get started
Carry your passbook in your pocket.
Get the DOMICOOP app to track your contributions, apply for a loan and watch your dividend grow — your standing in Dominion Co-operative, always on hand.